5/10/13

INFLATION IS A BOOKMAKING GAME! POST 156

Hi,

Thought maybe this blogger could shed some light on inflation We don't get regular reports from this administration since it would reflect badly on their leadership.

 No need to bore you with a lot of figures but comparing  two dates through 60+ years will tell a fuller tale than 1.59% inflation figure for the current year. Just remember this has been happening to us yearly so it belongs to many generations, Congresses, and Presidents.

We'll take the figure of $l0,000. as our sample since it is an easy and clear exchange and show what it relatively was worth in l950 and what it relatively is worth in 2013. That clearly means how much you could purchase with this amount based on  inflationary prices.
                                      
                                  1950 $10,000. bought $965,963. or ABOUT $1million)                                      

FOLKS, THAT'S A 10 TO 1 DIFFERENCE IN 60+ YEARS GIVE OR TAKE A FEW DOLLARS OR SO. THIS WAS CALCULATED WITH TIM MCMAHON'S ONLINE CPI CALCULATOR AT INFLATION DATA. COM WHICH YOU CAN LOOK UP ON THE NET !!!!!!!!!!!!!!!!!!!!!!!!!!!!

WONDER WHY YOUR MONEY JUST DOESN'T GO AS FAR AS IT USED TO ??????????   AND LONG YEARS AGO, IT WENT EVEN FURTHER !!!!!!!!!!  THIS HAS BEEN STEADILY PROGRESSING IT SEEMS TO THIS BLOGGER. PROMISE AFTER PROMISE TO REDUCE INFLATIONARY SPENDING IN WASHINGTON RESULTS IN "SAME OLD, SAME OLD".  EVEN PRESIDENT REAGAN AND HIS CONGRESS MADE ONLY A MOMENTARY BLIP IN THE LOSS OF THE DOLLAR'S BUYING POWER.  IT WAS QUICKLY WIPED OUT BY THE NEXT POLITICIANS.

THAT'S WHAT THE DOLLAR'S BUYING POWER IN TODAY'S MARKET MEANS !!!!!!!!!!! YOU CAN AFFORD TEN TIMES LESS THAN THE FOLKS IN 1950 COULD EVEN THOUGH YOU ARE  ON HIGHER INCOME.

 IT ALSO MEANS A CAR THAT SOLD IN 1950 FOR $1200. SHOULD SELL FOR $12,000. !!!!!!!!!!! NOT SO !!!!!!!!! UNFORTUNATELY THIS IS NOT A TRUE STRAIGHT LINE PROGRESSION !!!!!!!!!!!!! CAR MANUFACTURERS LIKE MANY OTHER INDUSTRIES ADD CHARGES FOR THEIR IMPROVEMENTS IN CARS (WHICH CERTAINLY HAVE BEEN MANY) AND THIS IS ADDED TO THE BASE CALCULATION. THEREFORE  cost BECOMES MORE LIKE $20-$40,OOO.(THAT INCLUDES IMPROVEMENTS).

THE IMPROVEMENT IN GOODS  DRIVES PRICES EVER HIGHER (Sometimes it does bring prices down like in electronics that weren't available in 1950) !!!!!!!!!!!!! IT'S A VERY COMPLEX MESS AND FRANKLY BECAUSE OF THE IMMENSE VARIATIONS NOW WITH GLOBAL TRADE, IT IS NOW NIGH UNTO IMPOSSIBLE TO DO A FIGURE THAT EXPLAINS IT ALL.

That's why this blogger believes that the 10 to 1 or $10,000. to $1000. comparison gives most folks a better insight into what is meant by "THE DOLLAR IS FALLING IN VALUE" in relation to what that actually means to the INDIVIDUAL CONSUMER AND HIS SAVINGS !!!!!!!!!!!! THIS IS NOT MEANT TO BE AN ABSOLUTE AND "TO DIE FOR" ILLUSTRATION BUT A CHANCE FOR SOME FOLKS TO SEE THROUGH THE "GOOBLE-DE-GOOK" FED TO THE UNTRAINED, UNINTERESTED OR HANDICAPPED MATHEMATICIANS WORLD WIDE.  IN OTHER WORDS, IT'S MEANT TO BE:

                                      AN EYE OPENER !!!!!!!!!!!!!

Take some examples of this ten to one illustration. Remember that you make it ONE TO TEN WHEN COMPARING for the present : A HOUSE IN 1950 THAT COST $100,000. TODAY WOULD equivalently be 1,OOO,OOO+ GETTING A COLLEGE EDUCATION (depending on where) COULD HAVE COST $4000.+ and TODAY the equivalent might be $40,000.+;  CAR INSURANCE THAT COST $200.+, is TODAY's equivalent $2000.+ AND HOUSE INSURANCE then- -non existent  IS TODAY'S big ticket. POLICY.  NOT A PRETTY PICTURE!!!!!!!!!!!!!!!!!!

REMEMBER THOUGH, SALARIES FOR THE MIDDLE INCOME POSITION EXPANDED TO HELP OFFSET SOME OF THESE PROBLEMS UNTIL American SALARIES GOT PRICED OUT OF THE MARKET. AGAIN A $10,000. SALARY (THAT NOT MANY MADE IN 1950) WOULD HAVE BEEN CLOSE TO A MILLION DOLLARS in goods.  ON THE OTHER HAND A $10,000. SALARY TODAY WOULD ONLY BUY $1000. WORTH OF GOODS.  CERTAINLY NOT ENOUGH FOR A HIGH MORTGAGE PAYMENTS AND UTILITIES ETC.

AGAIN SALARIES DON'T FOLLOW A STRAIGHT LINE BUT A MIDDLE SCHOOL TEACHER IN 1950 ON $2000. A YEAR MADE OUT BETTER THAN A TEACHER TODAY MAKING A TOP FLORIDA SALARY OF  $60000, THAT ONLY BUYS the equivalent of $6000. OF THE WORLD'S GOODS.

EVER WONDER WHY IT SOUNDS LIKE SO MUCH MONEY AND YET IT'S HARD TO KEEP UP WITH THE BILLS ????????????  THE PSYCHOLOGY HERE IS ASTOUNDING !!!!!!!!!!!!!! FOLKS SOUND LIKE THEY'RE EARNING SO MUCH MORE THAN "Y'ARS AGO" AND DOING SO MUCH BETTER BUT INFLATION HAS KEPT THAT FROM BEING SO.  IT HAS MORE THAN KEPT PACE AND IN MANY CASES OVERTAKEN THE SALARY GAINS. WASHINGTON'S "BOOKMAKERS"--WHOOPS BOOKKEEPERS!!!!!!!!!!!SCORE AGAIN.

THIS BLOGGER REALIZES THAT ALL THIS KNOWLEDGE CAN BE A "DOWNER" BUT ON THE OTHER HAND FOR SOME OF YOU THERE'S SOME RELIEF IN THE FACT THAT IN SPITE OF THE ODDS, YOU'VE MANAGED TO PUT AWAY A LITTLE, BOUGHT SOME TOYS, HAD A NEW CAR OR AT LEAST A WORKING ONE, A HOUSE AND MANAGED TO KEEP UP WITH THE BILLS. FOR OTHERS, FOR WHOM IT IS NOT GOING AS WELL, THERE'S RELIEF IN KNOWING THAT IT'S NOT ALL YOUR FAULT. YOU'RE NOT THE SCHLUB YOU THOUGHT YOU WERE AND.........WITH INFLATION KNOWLEDGE YOU CAN  BETTER PLAN HOW TO  GET IT TOGETHER  !!!!!!!!!!!! LIFE IS NOT A "BOWL OF CHERRIES" BUT YOU CAN PULL A FEW PITS !!!!!!!!!!!!!!!

With the hope that this helps unmuddle the muddle and serves as an assist to future thinking.

CHEERS, CONNIE










        

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